Renters insurance can come in handy if something unexpected happens to your belongings in an apartment. For only a few dollars a month, that you could possibly pair with your car insurance, you’ll have a better piece of mind against unforeseen occurrences.

If you have wisely invested in renters insurance, you don’t have much to worry about. Many people don’t take advantage of renters insurance because of a common myth: the cost. Renters insurance is surprisingly inexpensive. For a small fee a month, normally between $10 and $20, you can save thousands of dollars in case you have to replace your belongings. In all honesty, I’d much rather pay about $10 a month than to pay over $200 to replace a lost television or over $500 for a new laptop.

Renters insurance also covers liability for anything you’re found negligent to have caused an accident or a fire. Basic renters insurance may run you as little as $100 a year. In my opinion, that’s a small price to pay for piece of mind and the reassurance of securing your precious belongings. This video shows what happens when people choose not to invest.

How do you get renters insurance? National insurance sites like State Farm and All State all carry policies. You can also visit the Southwinds Stockbridge Apartments leasing office, and they’ll be happy to get you on your way to a higher piece of mind in no time.